Published Papers

  1. “Why Are Public Programs (e.g., Medicare) Generally Drastically Underfunded?”, In the Public Interest Social Insurance and Public Finance Section Newsletter, January 2010.

  2. “Consistently Framing the Design and Analysis of Healthcare Proposals”, by Robert D. Shapiro and Mark Litow, SOA Health Section e-news.

  3. “Small World”, Best’s Review, April, 2007

  4. “Healthy Shrinkage”, Best’s Review, October, 2006, Quotes by Robert D. Shapiro in Ron Panko article.

  5. “How Can Mergers and Conversions Help Fraternals and Their Members?”, Presentation by Robert D. Shapiro at the 2005 Annual Meeting of the NFCA.

  6. “Insurance Mergers and Acquisitions – Change Driven and Change Driving”, The Actuary, April 2003.

  7. “Risks of Professional Arrogance and Sophisticated Tools”, The Actuary, January, 2001.

  8. “Winning In The New Financial Services World”, (with Ronald Butkiewicz), National Underwriter, November 13, 2000,

  9. “Vision for our Actuarial Profession”, The Actuary, April 2000.

  10. “The Consolidation of Insurance Distribution”, SOA Annual Meeting, October, 1999.

  11. “Missing: Vision”, The Actuary, June, 1999.

  12. “M&A’s Bigger Purpose”, The Actuary, February, 1999.

  13. “Trickle-Down Consolidation”, Ron Panko (interview with Bob Shapiro), Best’s Review, March, 1999.

  14. “Insurance Industry M&A: 1998 Transactions Reflect Continuing Industry Transformation”, (with Peter Mattingly), The Actuarial Digest, August/September, 1998.

  15. “Effective Due Diligence – An Overlooked Key to Successful Deals”, (with Peter Mattingly), The National Underwriter, July 27, 1998.

  16. “The M&A Beat Goes On”, (with Peter Mattingly), The Actuarial Digest, February/March, 1998.

  17. “M/A Keep on Going and Going…”, (with Peter Mattingly), The Actuarial Digest, August/September, 1997.

  18. “Changes in Marketplace Make Survival A Challenge”, Best’s Review, June 1996.

  19. “Addressing the Trees as a Part of the Forest”, Presentation at the 17th Pacific Insurance Conference, September, 1995.

  20. “How Life Insurance Cos. Can Control Their Destiny”, (with Peter W. Mattingly), National Underwriter, September 19, 1994.

  21. “10 Mistakes to Avoid in Selling An Ins. Business”, (with Peter W. Mattingly), National Underwriter, May 9, 1994.

  22. “The Actuarial Profession at a Crossroads”, Editorial, The Actuary, March 1994.

  23. “On Becoming A Cost Effective Company“, (with Barton H. Clennon), Journal of Actuarial Practice, Vol. 1, No. 1, 1993.

  24. “Are Mergers & Acquisitions Beneficial or Detrimental?”, The Actuarial Digest, August/September 1993.

  25. “An Unhealthy Preoccupation with Ratings”, National Underwriter, July 26, 1993.

  26. “Obtaining Capital – Earnings are the Key”, (with Peter W. Mattingly), Contingencies, May/June, 1993.

  27. “Manage Risk, Don’t Avoid It”, Journal of the American Society of CLU & ChFC, May 1993.

  28. “The Merger of Mutual Life Insurance Companies: A Possible Answer to the Demands of the 1990s”, (with Sidney A. LeBlanc), Journal of the American Society of CLU & ChFC, November, 1992.

  29. “Vision: Life Insurers’ Key to Success in the 90’s”, National Underwriter, April 27, 1992.

  30. “The 90s: Time of Decision for Mutual Companies”, National Underwriter, March 4, 1991.

  31. “Where M&A Succeeds or Fails… The People Factors”, Life Insurance International, December, 1989.

  32. “Tossing Out the Rulebook”, Best’s Review, April, 1989.

  33. A Multi-Discipline Approach to Life Insurance Company Merger & Acquisition”, (with Barton H. Clennon and Peter W. Mattingly), The National Underwriter, March 13, 1989.

  34. Synergy or Time Bomb – What are the Risks of Cohabitation”, Presentation at lst International Life Insurance Conference, London, England, March 1, 1989.

  35. “Agencies Make Being ‘Customer Driven’ Difficult”, Life Insurance International, March, 1989.

  36. “Actuarial Appraisal or ???”, The Actuary, February, 1989.

  37. “A Call for More Flexible Pay Systems”, (with Michael J. Corey and Margaret N. Youngquist), The National Underwriter, September 12, 1988.

  38. “Dangling the Well-Defined Carrot”, Best’s Review, February 1988.

  39. “Life – P/C Mergers & Acquisitions; An Initial Perspective”, Actuarial Digest, (first installment of a regular column).

  40. “Creating A Winner”, Best’s Review, March 1987.

  41. “Narrowing Options For Group Health Insurers”, (with Michael J. Kluger), The National Underwriter, December 6, 1986.

  42. “Revolution in Financial Services Could Spur Life Company Purchases”, The National Underwriter, July 12, 1986.

  43. “Assuring The Success of Company Acquisitions”, The National Underwriter, February 1, 1986.

  44. “Making Planning Work”, Journal of the American Society of CLU, September, 1984.

  45. “The Use of Value‑Added”, (with Charles C. McLeod), Best’s Review, January, 1984.

  46. “Setting Performance Standards”, The National Underwriter, October 29, 1983.

  47. “To Sell or Not To Sell”, The National Underwriter, March 5, 1983.

  48. “Mortality Expectations Under Renewable Life Insurance Policies”, Proceedings of the Conference of Actuaries in Public Practice, 1982.

  49. “The Product Development Process For Life Insurance Companies”, Society of Actuaries Study Note, (with Allen D. Booth), 1982.

  50. “The Process of Premium Formulation”, Transactions, Volume XXXIV.